Christmas is by far the biggest and most expensive holiday of the year and requires financial planning.Although it may seem early to start thinking about Christmas with more than three months to go, Standard Life's Consumer Finance Expert, Julie Hutchison, recommends planning ahead if you want to start 2016 free from Christmas debts.She said: "Even though some of us will shiver at the thought of tinsel, turkey and gift tags just yet, thinking about Christmas sooner rather than later could...
