Whether it's Christmas, a treat or your emergency fund that needs to grow, saving money can be hard work if you like spending or don't have much spare cash left at the end of each month.Saving money when you're not in a habit of doing so can be hard. There are lots of things to tempt you to spend instead of save and if the money is sitting in your account it can be a real tempter.With these tips, there is no giving up your favourite brands, ditching your coffees or cutting back on Netflix.There...
